BANKLARDA KOMPLAENS NAZORATNI TAKOMILLASHTIRISHDA ZAMONAVIY TEXNOLOGIYALARNI O'RNI
Abstract
Zamonaviy bank tizimlari murakkab va dinamik muhitda faoliyat yuritadi. Banklar uchun komplaens nazoratni ta'minlash, risklarni boshqarish va mijozlar ishonchini oshirish muhim ahamiyatga ega. Ushbu jarayonda zamonaviy texnologiyalar, jumladan, sun'iy intellekt, ma'lumotlar tahlili, blokcheyn va bulutli hisoblash tizimlari muhim rol o'ynaydi. Sun'iy intellekt va mashinani o'rganish banklarda risklarni aniqlash va baholash jarayonlarini avtomatlashtirishda muhim vositalardir. Sun'iy intellekt yordamida banklar mijozlarning moliyaviy xatti-harakatlarini tahlil qilib, potentsial risklarni oldindan aniqlashlari mumkin. Masalan, kredit riski baholashda Sun'iy intellekt algoritmlari mijozlarning tarixiy ma'lumotlarini tahlil qilib, qarz berish qarorlarini qabul qilishda yordam beradi. Sun'iy intellekt yordamida ma'lumotlarni tezda tahlil qilish va qarorlar qabul qilish mumkin.
References
Chumakova E.V., Korneev D.G., Gasparian M.S. (2023). Assessment of the bank’s operational risk criticality level based on neural network technologies. Прикладная информатика, 18(2):103-115. doi: 10.37791/2687-0649-2023-18-2-103-115
John, R., Anderson. (2023). Risks of Banking Transformation in Digitalization. Smart Innovation, Systems and Technologies, doi: 10.1007/978-981-19-7411-3_38
Mamadiyarov Z.T. (2021) Risk Management in the Remote Provision of Banking Services in the Conditions of Digital Transformation of Banks. ICFNDS 2021: The 5th International Conference on Future Networks & Distributed Systems December 2021, pp 311–317 https://doi.org/10.1145/3508072.3508119
Mamadiyarov, Z., & Karimov, K. (2024). TIJORAT BANKLARIDA KREDIT RISKI VA UNI BOSHQARISH USULLARI. Страховой рынок Узбекистана, 1(6), 57–60. извлечено от https://insurance.tsue.uz/index.php/journal/article/view/105
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
