“JISMONIY SHAXSLARNI TIJORAT BANKLARIDA KREDITLASH MASALALARI SHARHI” (2024) Proceedings of International Conference on Scientific Research in Natural and Social Sciences, 3(7), pp. 73–77. Available at: https://econferenceseries.com/index.php/srnss/article/view/5190 (Accessed: 11 September 2025).