“THE NEED TO FORM CREATIVE COMPETENCIES OF STUDENTS IN MODERN EDUCATION”, iec, vol. 2, no. 10, p. Toshkent davlat iqtisodiyot University Foundation doctoral student, Oct. 2023, Accessed: Oct. 27, 2025. [Online]. Available: https://econferenceseries.com/index.php/iec/article/view/2873