“TIJORAT BANKLARI REYTINGINI ANIQLASHNING ZARURLIGI VA XUSUSIYATLARI”. Proceedings of International Conference on Modern Science and Scientific Studies 2, no. 11 (November 18, 2023): 117–119. Accessed October 26, 2025. https://econferenceseries.com/index.php/icmsss/article/view/2981.